How Do You Protect Your Personal Data and Information With ObamaCare?

your personal data
Tell Us About Yourself
Image: washintonpost.com

The Federal Government is hiring “Navigators” and “Assisters” to assist you in signup for ObamaCare. If you value your personal data information it is very important that you read the article below.  Many states are very concerned about the liabilities associated with the methods of collection and maintenance of this data and several states have returned Federal money to fund these programs. Please read the entire article beginning below. My information states that Navigators and Assisters will be visiting door to door in residential communities to collect the data beginning soon.

How Do You Protect Your Personal Data and Information With ObamaCare?

Risk of Databanks
Obamacare Databanks

__________________________________________________________________________

Forbes

Obamacare’s Implementation Poses Grave, But Largely Unknown Risks For Beneficiaries

By Dan Epstein   OP/ED 

Many of us are concerned and anxious because we don’t know what the Patient Protection and Affordable Care Act (ACA), also known as Obamacare, will mean for our personal health care, our families and our pocketbooks as enrollment commences October 1.  The American people are likely unaware of the risks they face in disclosing their personal medical and financial information to strangers through the enrollment programs and have not been well informed of the potential for state entities to violate federal laws during the implementation of the ACA.

In an aggressive effort to recruit Americans into the ACA, the federal government has implemented “Navigator” and “Assister” programs.  These programs lack not just training and oversight, but also background checks, fingerprinting or other screening that should be required prior to obtaining Americans’ social security numbers, addresses, and personal medical information.  Recognizing these security concerns, thirteen Attorneys General wrote to U.S. Department of Health and Human Services (HHS) Secretary Kathleen Sebelius on August 14, 2013 warning that “…this is a privacy disaster waiting to happen.”  On September 18, 2013, the House Oversight and Government Reform Committee issued a troubling report detailing how navigators and assisters not only threaten to harm consumer privacy and misuse consumer data but are also being carried out by individuals who have not been subject to background checks or other certifications.  Concerned about the potential liabilities associated with these navigator and assister programs, entities in Ohio, Florida, Oklahoma, Pennsylvania, Utah and West Virginia have already voluntarily returned federal navigator grant money.

But another area of concern that has not yet received much attention is the risk of waste, fraud and abuse of the hundreds of millions of taxpayer dollars states are receiving to run their exchanges or marketplaces.  For example, California has received $910 million; New York, $369 million; and Hawaii, $205 million.  And this is just the beginning.  Additional funds will likely be pumped into the system if the navigators and assisters are unable to meet their enrollment “quotas.”   Entities within states should be on high alert regarding their risk of violating laws as implementation of the ACA occurs.  For example, using any false writings or documents known to be materially fictitious, concealing a material fact, or making any fraudulent or fictitious statements to a government representative about the use of grant funds are violations of 18 U.S.C. § 1001.  Further, under OMB Circular A-87, state and local entities that receive federal funding are required to adequately document all costs associated with administering the grant funds. If a recipient falsely certifies that they are conforming to this regulation, or if they do not properly document federal grant funds that are being primarily utilized for state programs, they may be subject to liability under both the OMB Circular A-87 and the False Claims Act. An Inspector General found that the IRS largely failed to account for and report these costs associated with implementing ACA. If our federal agencies are failing at this oversight, it follows that states cannot be adequately equipped, aware, or prepared to conduct oversight over implementation of the ACA, setting these state exchanges up for failure.

Cause of Action (CoA) is concerned about the potential for waste, fraud and abuse of these funds given to state entities.  This is why we have sent liability alert letters to more than 35 Governors thus far, and the District of Columbia, alerting them to the risks involved with the unintended misuse and waste of the ACA grant funds.  Given the hundreds of millions of federal taxpayer dollars at stake, taxpayers should hold their elected representatives accountable for how their money is being spent.

The grim reality is that the Affordable Care Act is deceptively complex and non-transparent.  Americans need to be cautious about enrolling in Obamacare (i.e., providing personal, medical and financial information to unchecked strangers), and mindful of the potential for misuse of taxpayer funds given the myriad, untested liability pitfalls and the vast sums of taxpayer money at stake.  At a minimum, the American people deserve to have our elected representatives and federal government provide proper oversight of the implementation of the Affordable Care Act.

Dan Epstein is the executive director of Cause of Action, a non-profit, nonpartisan government accountability organization.

Read more:

_____________________________________________________________________ 

wscs-logo

Government Official: Obamacare Privacy Protections Months Behind Schedule

 GOOGLE+ TWITTER | MORE ARTICLES        AUGUST 09, 2013

Data Privacy
Privacy
privacy-graffiti-wall-e1375903863342

The setup of government-mandated privacy protections, needed to safeguard the personal data enrollees of the Affordable Care Act’s insurance exchanges must provide to purchase insurance and to prevent fraud, is months behind schedule, according to the Department of Health and Human Services’ Office of the Inspector General for Audit Services.

___________________________________________________________________________
According to a TV news report today Florida now has (34) Navigators on staff in Florida.
The State of Florida was one of several that refused to accept funds from the ACA/Obamacare due to the risks involved. Concerned about the potential liabilities associated with these navigator and assister programs, entities in Ohio, Florida, Oklahoma, Pennsylvania, Utah and West Virginia have already voluntarily returned federal navigator grant money.

How Safe Is Your Personal Data When Applying For Obamacare?

How Safe Is Your Personal Data?
Identity Theft
Image: www.rmu.edu

Identity Theft has been the largest consumer crime reported to the Federal Trade Commission for the last twelve years. Last year more than 12 million people in the U.S. were victims of identity theft. I would like to ask you an important question and refer you to a post that addresses the question…

How Much Is Your Identity Worth?

How Safe Is Your Personal Data When Applying For Obamacare?

To severely complicate the situation of millions of Americans receiving cancellation letters of  their insurance policies from the insurance companies, they are forced to go to the Healthcare.gov website to look at options as to how to replace their insurance policies. By law, individuals are being forced to access this government website and enter their personal information.  Unfortunately, many reports are that when anyone accesses the Healthcare.com website, it places their personal identity at major risk.  Many legislators are questioning as to whether the government is acting responsibly by allowing this website to be running and active and to employ navigators who have not been background cleared to handle your personal data. Here are some of the news items that are emerging that inform us of the critical issue of thousands or even millions of people’s personal data being placed at extreme risk.

These articles are particularly disturbing.

___________________________________________________________________________

CNN POLITICS

Government memo warned of high security risk at health care website

By Joe Johns, CNN   updated 5:33 PM EDT, Wed October 30, 2013

Washington (CNN) — An internal government memo written just days before the start of open enrollment for Obamacare warned of a “high” security risk because of a lack of testing of the HealthCare.gov website.

Related: Administration warned about site a month before launch

“Due to system readiness issues, the SCA (security control assessment) was only partly completed,” said the internal memo from the Center for Medicare and Medicaid Services. “This constitutes a risk that must be accepted and mitigated to support the Marketplace Day 1 operations.”

Read more:

____________________________________________________________________

NEW YORK POST

Signing up for ObamaCare could give felons your details

By S.A. Miller         November 6, 2013 | 1:55pm

WASHINGTON – Felons might be collecting your personal information when you sign up for ObamaCare.

That stunning admission came from Health and Human Services Secretary Kathleen Sebelius at a Senate hearing Wednesday, when she acknowledged that the “navigators” who help people enroll in ObamaCare don’t have to pass a criminal background check.

“A convicted felon could be a navigator and could acquire sensitive personal information from an individual unbeknownst to them?” asked Sen. John Cornyn (R-Texas).

Read more:

_____________________________________________________________________

THE WEEKLY STANDARD         THE BLOG

Sebelius: Obamacare Navigators Don’t Need Criminal Background Checks

12:01 PM, NOV 6, 2013 • BY DANIEL HALPER

Health and Human Services secretary Kathleen Sebelius said today that Obamacare navigators don’t need to undergo criminal background checks:

“So I want to ask you about the navigators,” said Senator John Cornyn at a hearing today on Capitol Hill. “The president is in Dallas, Texas today, touting the navigator program, which, as you know, are people who are hired to help people navigate the Affordable Care Act. But I would just like to ask you this question, if you would answer it: Isn’t it true that there is no federal requirement for navigators to undergo a criminal background check, even though they will receive personal — sensitive personal — information from the individuals they help to sign-up for the Affordable Care Act?”

Read more:

________________________________________________________________________